@article {IOPORT.06094898, author = {Adewumi, Sunday}, title = {An ideal ATM implementation in an unsecured environment.}, year = {2011}, journal = {International Journal of Information Science and Computer Mathematics}, volume = {3}, number = {1}, issn = {1829-4969}, pages = {47-55}, publisher = {Pushpa Publishing House, Allahabad, Uttar Pradesh, India}, abstract = {Summary: Automated Teller Machine (ATM) implementation has been on for decades in other climes, but it was only made possible in Nigeria, for example, with the banking reforms which only took place a few years ago. Expectedly, its implementation has many challenges. Some of these challenges are man-made. Controlling ATM fraud is a global challenge that requires global solution. In this paper, we discuss some challenges associated with ATM fraud with solutions proffered and a second level security suggested to secure its implementation and so build a confidence in users who are always at the receiving end anytime technology is being used to perpetrate fraud.}, identifier = {06094898}, }