\input zb-basic \input zb-ioport \iteman{io-port 05720733} \itemau{Chen, Xin} \itemti{The challenges and strategies of commercial bank in developing E-banking business.} \itemso{Wu, Yanwen (ed.) et al., High performance networking, computing, communication systems, and mathematical foundations. International conferences, ICHCC 2009-ICTMF 2009, Sanya, Hainan Island, China, December 13--14, 2009. Proceedings. Berlin: Springer (ISBN 978-3-642-11617-9/pbk; 978-3-642-11618-6/ebook). Communications in Computer and Information Science 66, 68-74 (2010).} \itemab Summary: Electronic-banking (e-banking) businesses mostly are developed based on traditional business of commercial banks. The normal method is combined traditional business with internet in order to realize new E-banking service.The problems existing by doing so are: lack of effective measure to control commercial risk with single technical solution, lack of laws of E-banking, simple methods of marketing, service and training for E-banking business; weak construction of bank's infrastructure setup. All above-said problems have limited the development of E-banking business of commercial banks. In this article we will discuss the e-banking evolution and explain the emerging of e-banking services, E-payment system as well as legal, risk management challenges, and have presented necessary suggestions for managing e-banking. \itemrv{~} \itemcc{} \itemut{commercial bank; E-banking business; E-banking; strategies} \itemli{doi:10.1007/978-3-642-11618-6\_10} \end